ATM cards provide access to funds in your share savings accounts for ATM cash withdrawals. The daily cash withdrawal limit is $400. Withdrawal limits are subject to change. ATM cards may also be used internationally at participating ATMs displaying the applicable network logo.
The WCTFCU Mastercard® Debit Card provides convenient access to funds in your Share Draft (Checking) account and can be used anywhere Mastercard® is accepted. At ATMs, the card can also access funds in your Share Draft (Checking) and Share Savings accounts. The daily ATM cash withdrawal limit is $400, and the daily point-of-sale (POS) purchase limit is $1,000. Daily limits may vary based on account history and risk monitoring. The card may also be used internationally for purchases and ATM cash withdrawals.
New and renewed debit cards feature contactless technology, allowing you to tap to pay at participating merchants.
Please call 800-290-7893 to activate your card. You can also use this number to set or change your PIN. This is an automated service. Please have your card available and follow the prompts. Do not share your card number, PIN, or activation codes with anyone.
WCTFCU does not charge a fee when WCTFCU-issued ATM or debit cards are used at WCTFCU ATMs. ATMs located in Sheetz, Rutter’s, Wawa, and Royal Farms stores are part of a surcharge-free network. Members may use their WCTFCU ATM or debit card at these locations without incurring an ATM surcharge. ATMs outside of these locations may impose a surcharge from the ATM owner. Surcharge-free status is subject to change by the ATM operator.
At WCTFCU, we're proud of the measures we take to help protect your debit/ATM cards. We've teamed with FICO® Falcon® Fraud Manager. Falcon® stays current on emerging fraud patterns and works 24/7 to analyze all card transactions. If any transactions seem suspicious, you may receive a text message, e-mail, and/or phone call from the fraud department asking you to contact them. They will ask you to verify transactions, but they will not ask you for your card number. If you confirm that your a transaction is fraudulent, your card will be blocked immediately.
If you are planning to travel, please Contact Us with your travel dates and destinations at least 24 hours before you leave. This allows us to make the necessary adjustments to help prevent legitimate transactions from being declined or generating fraud alerts because they appear unusual. A travel notification does not guarantee that transactions will not be declined.
To help protect your account, we may restrict where and how you can use your Mastercard® Debit Card. While you should always inform us of your travel plans, there are certain locations where you may be required to use your PIN for a transaction to be approved. There may also be locations where your card cannot be used at all. These restrictions are in place to help prevent fraud. Please Contact Us for information about current restricted locations.