The Credit Union was established in 1949 by fifty Washington County educators. For many years, volunteers operated from their homes. In 1979, WCTFCU opened its first dedicated office space in a trailer located on the Board of Education bus lot.
The Williamsport branch opened in April 2005, and the CES branch opened in May 2014. In 2015, WCTFCU purchased a condominium unit within the Meridian Building on Leitersburg Pike. In September 2016, the original office closed and the main office relocated to the Meridian Building.
Membership in WCTFCU continues to be limited to employees of the Washington County Public Schools and their immediate family members as well as employees of Hagerstown Community College and their immediate family members.
WCTFCU is a not-for-profit financial cooperative organized to serve the financial needs of its member-owners. Earnings are returned to members through lower loan rates, higher dividends on share accounts, lower service fees, and expanded services.
The Credit Union Difference
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You are a member-owner of the Credit Union.
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The Board of Directors and Committee members serve as volunteers.
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Earnings are returned to members through better rates and lower fees.
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WCTFCU focuses on service rather than profit.
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The Board of Directors is elected at the Annual Meeting each year. Every member has one vote, regardless of account balance.