ATTENTION: WFCTFU offices will be closed for Memorial Day on Monday, May 29, 2017.

Loan Rates

Vehicle Loans:  Cars, Trucks, Motorcycles
  24 mos APRas low as 36 mos APR* as low as 48 mos APR* as low as 60 mos APR* as low as 72 mos APR* as low as 84 mos** APR*
as low as
New 2016-2017 1.50% 1.75% 2.00% 2.25% 2.50% 3.25%
Used 2014-2016 1.50% 1.75% 2.00% 2.25% 2.50% N/A
Used 2011-2013 2.00% 2.25% 2.50% 2.75% 3.25% N/A
Used 2010 & older 2.75% 3.00% 3.25% 3.50% N/A N/A
Recreational Vehicle Loans:  Boats, Campers, Motorhomes, ATVs
  24 mos APRas low as 36 mos APR* as low as 48 mos APR* as low as 60 mos APR* as low as 72 mos APR* as low as 84 mos** APR*
as low as
New 2016-2017 4.50% 4.75% 5.00% 5.50% 6.00% 6.50%
Used 2014-2016 4.75% 5.00% 5.25% 5.75% 6.25% N/A
Used 2011-2013 5.50% 5.75% 6.00% 6.50% N/A N/A
Personal Loan: 
Up to $5,000 per signature Terms of 12 to 60 Months as low as
  11.00% APR*
Share Secured Loans
Current Master Share Dividend Rate Plus 4.00% Terms of 12 to 60 Months
  4.30% APR*
Mortgage Loans
Up to 80% LTV Available Terms of 10, 15, and 20 Years
  Rates vary daily.  Please Contact Tammy at the Meridian Office for more Information.
Fixed Rate Home Equity Loan:  Up to 80% LTV.  $25,000 - $100,000
  60 mos APR
as low as
96 mos APR
as low as
120 mos APR
as low as
  4.25% 4.75% 5.00%
Home Equity Line of Credit - Variable Rate
Up to 80% LTV.  5 Year Draw Period and 15 Year Payback Period 5 Year Draw Period and 15 Year Payback Period
  3.75% APR* (Prime minus 0.25%)

Apply for a Loan

* APR is the annual percentage rate.  Rates listed above are the lowest rates possible.  Approved loan rates are based upon credit score.  The lower your credit score, the higher your interest rate.

** 84 month new auto loans must be greater than $25,000.  84 month new RV loans must be greater than $35,000.

Rates are current as of 03/16/17 and are subject to change without notice. Contact the Credit Union for current rates, terms and details. All loans subject to member qualification.