Fee Schedule

Complimentary Services Fee  
ATM Transactions at WCTFCU-Owned ATMs Free 
ATM Transactions at Non-WCTFCU Owned ATMs* Free 
eStatements Free 
First Box of Checks - New Checking Account Free 
Home Equity Line of Credit Checks Free 
Money Market Checks Free 
Digital Banking and Bill Pay Free 
Digital Banking Check Copies Free 
Teller Transactions Free 
*WCTFCU will not charge you to use your card at ATMs not owned by WCTFCU.  A usage fee may be charged by the institution owning that machine.  To avoid fees of any kind, we recommend using WCTFCU machines or those located at Sheetz, Rutters, WaWa, and Royal Farms.
Account Basics Fee
Account Closed within 30 Days of Opening $20
Account Maintenance Upon Member Request (1 hour mininium/per hour fee)
     •  Account Balancing Assistance     •  Account Research
$20

Dormant Account Fee (per year)
     One year in which no withdrawals or deposits, other than credit dividends were    
     posted to the account.  The fee will be assessed up to the available balance in the
     account. If the available balance is less than $25, the remaining balance will be
     assessed and the account will be closed.

$25
Levies & Garnishments $25
Nonsufficient Funds - Force Post ATM/Debit $15
Nonsufficient Funds - Draft $25
Overdraft (each overdraft paid) $25
Replacement ATM/Debit Card $8
Return Deposit Item $15
Stop Payments (Drafts and ACH) $20
Money Orders $0.50
Copy of Draft $15
Replacement Lock Box Key (each) $15
Wire Transfers Fee
Domestic Wire Transfers (outgoing) $8
International Wire Transfers (outgoing) $30

Effective 02/01/2026

Fees are subject to change upon proper notice as required by law.